About Our Agency

Hutch Ham Agency, Inc. provides comprehensive insurance options.

We are your trusted independent insurance agency.

Home » About Our Agency

Your family, your business, and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.

In 1949, Joseph Hutchinson Ham, Jr., better known as “Hutch,” established the independent agency to provide his clients with options in quality and affordable coverage. Current owners and operators, Michael Ham and April Ham, continue to offer the same personalized approach to benefit their local Charlotte, NC community.

The benefits of an independent agency allow our team to work with our insurance partners to find a plan that best fits your needs. Our seasoned agents are prepared to tailor a program that minimizes your risks and protects you from the unexpected.

Our Mission Statement

At Hutch Ham Agency, Inc., our mission is very simple. We strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers.

Why Go Independent?Meet Our Team
About Our Agency - Group Of Coworkers At Office Joining Hands Together In Unity

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As an independent agency, we are here to help you find the right coverage.

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70

years in business

10

carrier partnerships

7

educated advisors

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How
Choice

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.

Expertise

Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.

Service

Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

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As an independent agency, we are here to help you find the right coverage.

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It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!