Hutch Ham Agency, Inc. provides comprehensive insurance options.
We are your trusted independent insurance agency.
Your family, your business, and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.
In 1949, Joseph Hutchinson Ham, Jr., better known as “Hutch,” established the independent agency to provide his clients with options in quality and affordable coverage. Current owners and operators, Michael Ham and April Ham, continue to offer the same personalized approach to benefit their local Charlotte, NC community.
The benefits of an independent agency allow our team to work with our insurance partners to find a plan that best fits your needs. Our seasoned agents are prepared to tailor a program that minimizes your risks and protects you from the unexpected.
years in business
The Advantage of an Independent Agency Working for You
What makes our independent agency different?
- Personalized insurance solutions.
- Friendly, knowledgeable service.
- Building trusted relationships.
Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.
Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.
Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.
Request an Insurance Quote
As an independent agency, we are here to help you find the right coverage.
Get a Quote
It only takes a minute to get started.
- Fill out the form, we’ll be in touch.
- Go over your options with an agent.
- Get the coverage you need.